My insurer supports me

 

Imagine that someone comes to you at this moment to tell you that a few days ago they crashed their car or that they have scheduled a medical intervention. What would be the first thing you would ask him, after finding out how he is in health? Would you think about looking for an insurer?

Assuming that someone you care about is telling you, you will worry about how they will cover the costs. In other words, you'll want to know if he has insurance that covers the damage and frees him from assuming any of those expenses.

Because of course, health is always and will be the most important thing. But that health comes at a price, and in critical situations this can be quite high. It is then when it becomes immensely relevant to have the protection provided by insurance.

Why use an insurer?

According to a report issued by the Mexican Association of Insurance Institutions (AMIS), in 2019 only 31.03% of the vehicles in circulation had insurance. Coverage could be limited to damage to third parties or include total theft and medical expenses for the occupants.

You may also be interested in : What is the function of insurance?  

On the other hand, in June 2020, Edgar Karam, vice president of this same association, pointed out that only 1.45% of the population in Mexico had medical insurance at that time. In his opinion, these should be part of the basic basket.

The foregoing makes us think about how much needs to be done to promote the culture of pensions in Mexico. Believing that what happened to our neighbor is not going to happen to us has a major drawback. The day we find ourselves in a critical situation, we will not know what to do.

Having the support of an insurer at a difficult time implies, above all, having the financial solvency to overcome the mishap, which in some cases may be a matter of life or death. But not only that, it is also about putting ourselves in the hands of specialists, whose function is precisely to take charge of our well-being. 

pro prevention technology

If in Mexico we show so much resistance to acquiring insurance of any kind, it is largely due to the fact that we continue to see it as an expense –when in reality it is an investment–, in addition to the fact that it does not generate total confidence in us and, to top it off, we assume the hiring process is too complicated. 

To counteract the above, insurance companies and brokers around the world are increasingly focused on taking advantage of the newest technological tools to facilitate processes.

Lemonade and Oscar are two insurers based in the United States that exemplify this well, after having changed their business model to the digital realm. The possibility of paying a claim in less than 90 seconds with the help of a bot, as Lemonade is already doing, serves as an inspiration to soon develop something similar in our country.

Let us hope that this is the case and that this serves to strengthen the culture of prevention, which we need so much.

I invite you to download the Bruno Seguros app in the App Store or  Google Play. Let me be your guide in this process for your safety and that of your loved ones.